Law Signed to Give California Consumers New Paths to Keep Home Insurance

A new law, SB 1301, mandates insurers to provide clearer reasons and longer notice before nonrenewal of home insurance, giving homeowners time to make necessary repairs to maintain coverage. It prohibits nonrenewals solely due to roof age or certain claims. The law aims to prevent wrongful policy drops, helping families keep insurance amid rising costs and limited options, especially wildfire survivors. It increases notice periods to 90 or 120 days depending on circumstances.